Expert insights on citizenship, tax planning, wealth management and life abroad.
Wealth ManagementBritish expats often hold several workplace pensions from different employers. Discover whether consolidating them into one international SIPP makes financial sense.
Retirement, Tax & Estate PlanningPlanning for retirement is no easy walk in the park, especially if you are living abroad. With multiple tax systems, pension schemes, and currencies to consider, creating a robust retirement strategy requires careful planning and expert guidance. Here’s how to build an airtight retirement plan as an expert. First up - Why is retirement planning different for expats? Living abroad adds layers of complexity to retirement planning. Expats often juggle multiple currencies, face multiple tax...
Wealth ManagementIt's clear that Donald Trump will assume office for his second term as the US President come 20th January following an overwhelming win in the 5th November election. What's not so evident to many expats and high-net-worth individuals (HNWIs) is what his presidency will spell for the next four years. Here, we slice and dice some of the economic policies and changes that he promised on his campaign trail. Tax cuts and reforms One of the central planks of Trump's economic agenda is an extension...
Wealth ManagementPortugal has long been a magnet for expats looking for property investments . The same goes for Golden Visa holders looking for a second home in the country. With its crypto-friendly business environment, you can now buy real estate using Bitcoin and other cryptocurrencies. Here’s a quick rundown of what you need to know. Portugal's crypto-friendly stance Portugal has become an investment haven for crypto investors, thanks to its progressive policies. Tax-friendly environment for individual...
Wealth ManagementThe Bank of England (BoE) Monetary Policy Committee voted 5-4 in the first week of August in favour of cutting interest rates. The narrow decision saw interest rates slashed by 25 basis points from a 16-year high to 5%. However, BoE's Governor Andrew Bailey has noted that the central bank will be cautious with its monetary policies and rate cuts in the near future. This decision is likely to stir up various markets, including real estate, stocks, and fixed-interest products. The most...
Citizenship by InvestmentThe UAE has launched the Blue Residence visa. It's a long-term programme offering ten-year residency to foreigners who've major contributions to environmental protection. Unlike the existing residency by investment programme, it doesn't require any financial outlay. Let's talk into who qualifies for this new visa, how to get it, and what benefits it offers. Getting to know the UAE Blue Residence The Blue Residence Visa is the UAE's latest initiative to attract global talent. It was announced...
Citizenship by InvestmentPortugal's Non-Habitual Resident (NHR) tax regime has been a big draw for international investors and tax residents since its launch in 2009. The scheme offered substantial tax benefits, including tax-free transactions and reduced rates on pension income and wealth for up to a decade. However, in October 2023, the Portuguese Prime Minister announced plans to phase out the NHR regime . As of January 2024, the scheme closed to new applicants, with some exceptions for those meeting specific...
Citizenship by InvestmentFor US citizens, especially high-net-worth individuals and expats, obtaining dual citizenship in Portugal can be hugely appealing. It allows them to work, live and study in the EU whilst enjoying Portugal's high quality of life. In this article, we’ll quickly cover what US citizens need to know about dual citizenship in Portugal, including benefits for Americans, and various ways for obtaining it, including the highly sought-after Golden Visa programme. Dual Citizenship Between the US and...
Wealth ManagementLoan notes are a popular fixed-interest investment product, offering investors the opportunity to lend money to companies. These notes can be secured, unsecured, traded, or convertible. The convertible variety, often referred to as convertible loan notes (CLNs) or convertible bonds, are a hybrid debt instrument that expat investors ought to understand. As the investment landscape becomes increasingly complex, particularly for those living abroad, understanding these sophisticated instruments...
Wealth ManagementWhen it comes to succession and estate planning, the British royal family can teach us a thing or two about managing wealth and securing a lasting legacy. With centuries of experience in navigating the delicate matters of inheritance and preserving their assets, the royals have mastered the art of effective estate planning. Borrowing from a leaf from the British monarchy’s book, the following strategies can prove invaluable for expats, especially those looking to invest or manage wealth...
